All students in Sweden are covered by a personal injury insurance (general student insurance) that is obtained on behalf of universities and colleges within the State insurance system (Kammarkollegiet). Students at Lund University are covered for accidents occurring within the framework of their studies (i.e.: during class, studying at a university library and travelling directly from their accommodation to class). Whether or not you are entitled to any additional coverage depends on your study situation.

European Health Insurance Card and Medicare

EU/EEA and Swiss citizens are entitled to access Swedish public medical services if they first register with the social insurance office in their home country. You will be issued a European Health Insurance Card (EHIC), which you need to have with you if you seek medical attention at a health care clinic or hospital in Sweden. If you need medical attention you will pay Swedish patient fees and do not need to make an insurance claim.

Citizens of Australia and Québec are recommended to bring their Medicare card. With these cards you will pay Swedish patient fees if seeking medical attention in Sweden.

About the European Health Insurance Card and how to apply on the European Commission's website

Student IN insurance

The Swedish government provides a special insurance for international students (Student IN) to provide, for example, accident cover, cover for certain medical expenses (where no other cover exists) and liability cover. The insurance applies 24 hours a day in Sweden. For travel outside Sweden, it is recommended that you get an additional insurance coverage from your home country.

Student IN, terms and conditions – kammarkollegiet.se

FAS+

If you are a non-EU/EEA/Swiss citizen who is required to pay tuition fees for your studies at Lund University, you are covered by a special insurance provided by the Swedish government called FAS+. This insurance includes accident cover, costs for home transport in case of illness or accident, liability cover, legal expenses and property cover.

When applying for your residence permit to come to Sweden, you will be asked in the Swedish Migration Agency online application form to provide proof of insurance. In this application form, it is usually enough for you to refer to Lund University's website about healthcare and health insurance (see below) and attach the terms and conditions below. Lund University will not send you a separate insurance certificate.